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David D’Albero, John Cacciapuoti, Carmine Coppola, Daniel J. Hamm, and Thomas Woloszyn are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of NJ, CT, DE, FL, MO, NC, NY and GA . No insurance business may be conducted outside of these states referenced.

David D’Albero, John Cacciapuoti, Carmine Coppola, Daniel J. Hamm, and Thomas Woloszyn, collectively, are Registered Representatives of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and New York Life Company. In this regard, this communication is strictly intended for individuals residing in the states of CA, CT, DE, FL, MO, NJ, NY, NC, OH, PA, SC and VA. No offers may be made or accepted from any resident outside the specific states referenced.

*David D’Albero, Carmine Coppola, Daniel J. Hamm, and Thomas Woloszyn, collectively, are Financial Advisors offering investment advisory services through Eagle Strategies, LLC, A Registered Investment Adviser & New York Life Company, in the states of NJ, AL, CA, CT, DE, GA, MO, NC, NY, OH, PA, SC and VA. As such, these services are strictly intended for individuals residing in the states referenced.

**Securities offered through NYLIFE Securities LLC

Neither Strata Capital and its employees nor New York Life Ins. Co. or its agents or affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.

Strata Capital is not owned or operated by New York Life Ins. Co. or any affiliates.